The assessment of the probability of car credit approval includes:: • Credit reference &CTOS BNM• Estimation of the debt service ratio Analysis• Evaluation of the probability of financing• Proposed price margin of vehicles• Proposed priority factors• Support for the improvement of the credit assessment and the plan to improve eligibility for financing• Better offer proposal In a certain sense, some banking and non-banking institutions have set up an Anza 0% of the value of the job. This means that you will not be asked to pay a certain amount of money as an advance on the purchase of a car, but do not be too happy, because the 0% advance also means that you pay more interest, since the amount of financing is higher and, most importantly, a full loan also means higher interest rates than normal car credit facilities. 01 Decide which car you want to buy. Please read 8 steps to make a selection to buy a car before making a selection. A long loan can hurt your wallet. In general, Malaysian banks finance 90% of the value of the car and the balance is paid by car buyers as an accounting to guarantee car purchases. Rates also vary on a basis a: 1. Reference rate for each bank,2. Loan amount and loan term,3. Borrower`s credit history,4. . .